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Financing

Get approved — even with bad credit or new credit.

"Your job is your credit."

A score is a chapter, not the whole story. If you have steady income, our lender network can put you in a car — first-time buyers, rebuilding credit, or no credit history at all. Start below and you'll finish the secure application on our lending portal.

1

Tell us the basics

Name, phone, and roughly where your credit sits. Two minutes, no SSN on this page.

2

Finish securely

We hand you off to our encrypted application to complete and e-sign the rest.

3

We call with real numbers

A person from our desk calls you with what you're actually approved for.

About you

This is how our finance desk reaches you with your approval.

Your credit & the car

An honest guess is fine — nobody is holding you to it, and no tier gets turned away.
Pick one off our lot, or type what you're after — a make, a body style, a budget. Our finance desk needs a car to quote against.

Texting is optional — leave this unticked and we will still reply by phone or email.

Your Social Security number and date of birth are entered on the secure application, not on this page. See how we handle credit information, our privacy policy, SMS terms and our financing terms.

No SSN or date of birth on this page. You'll enter those on our secure, encrypted application on the next step. Financing on approved credit (O.A.C.).

Straight answers

Financing questions.

What happens after I send the first form?

We hand you off to our encrypted application, where you complete and e-sign the rest. Then a person from our finance desk calls you with what you're actually approved for.

What if I don't know my credit score?

An honest guess is fine — nobody is holding you to it. You tell us roughly where your credit sits so the desk knows where to start.

Do I need to have picked a car?

The form asks which vehicle you're interested in so our finance desk has a car to quote against. Pick one off our lot or type what you're after — a make, a body style, a budget. Browse the inventory.

I have bad credit, or none at all. Is it worth applying?

Steady income counts for more here than a single number, and we finance every credit tier. Read more on our bad-credit financing and first-time buyer pages. Financing is on approved credit (O.A.C.).