Home › Bad-credit car loans
Kent, Washington

Bad credit car loans in Kent, WA.

A score is a chapter, not the whole story. If you have steady income, our lender network can put you in a car — whether your credit is rebuilding, brand new, or doesn't exist yet.

How it works

Start with your paycheck, not your score.

Northwest Auto Broker is a used car dealer at 1211 Central Ave N in Kent. We finance every credit tier — good, fair, rebuilding, and brand new to credit — and steady income counts for more here than a single number. You'll talk to someone in Kent, not a call center.

Tell us where you stand

Your name, phone, and roughly where your credit sits. An honest guess is fine. It takes about two minutes and there is no Social Security number on this page.

Finish the secure application

We hand you off to our encrypted application to complete and e-sign the rest. Your Social Security number and date of birth are entered there, not on our site.

A person calls you

Someone from our finance desk calls with what you're actually approved for, so you know your number before you pick a car.

Who we work with

Rebuilding, brand new, or somewhere in between.

Trade-in equity can cover your down payment: many people drive off with little out of pocket. Get a cash number on your current car first with our sell or trade page.

On the lot today

Used cars under $10,000 in Kent.

2007 Chevrolet Cobalt — photo 12007 Chevrolet Cobalt — photo 22007 Chevrolet Cobalt — photo 32007 Chevrolet Cobalt — photo 42007 Chevrolet Cobalt — photo 5
Budget buy 📷 18

2007 Chevrolet Cobalt

Ls Coupe 2d · 225,606 mi · FWD
Black exteriorAutomatic
Economy—
TransAutomatic
Engine—
$2,500
2007 Acura Tl — photo 12007 Acura Tl — photo 22007 Acura Tl — photo 32007 Acura Tl — photo 42007 Acura Tl — photo 5
Budget buy 📷 20

2007 Acura Tl

3.2 Sedan 4d · 167,033 mi · FWD
Gray exteriorAuto
Economy—
TransAuto
Engine—
$4,500
2008 Toyota Camry — photo 12008 Toyota Camry — photo 22008 Toyota Camry — photo 32008 Toyota Camry — photo 42008 Toyota Camry — photo 5
Budget buy 📷 22

2008 Toyota Camry

Le Sedan 4d · 179,154 mi · FWD
Silver exteriorAutomatic
Economy—
TransAutomatic
Engine—
$4,799
📷 Photos coming soon
Budget buy

2009 Subaru Impreza

Outback Sport Wagon 4d · 133,244 mi · AWD
Black exterior
EconomyGasoline
Trans—
Engine—
$5,999
2010 Subaru Outback — photo 12010 Subaru Outback — photo 22010 Subaru Outback — photo 32010 Subaru Outback — photo 42010 Subaru Outback — photo 5
Budget buy 📷 24

2010 Subaru Outback

2.5i Limited Wagon 4d · 154,852 mi · AWD
Gray exteriorAutomatic
Economy—
TransAutomatic
Engine—
$5,999
2007 Toyota Sienna — photo 12007 Toyota Sienna — photo 22007 Toyota Sienna — photo 32007 Toyota Sienna — photo 42007 Toyota Sienna — photo 5
AWD 📷 23

2007 Toyota Sienna

Xle Minivan 4d · 150,786 mi · AWD
Blue exteriorAutomatic
Economy—
TransAutomatic
Engine—
$6,799

See everything under $10,000

Ready to see your number?

Two minutes online, or call the lot and we'll walk you through it on the phone in about five minutes.

Financing on approved credit (O.A.C.). Approval, rate and terms depend on the lender and your situation; nothing on this page is a promise of credit. Cars shown are subject to prior sale; advertised prices exclude tax, title, license and registration fees, and a negotiable documentary service fee.

Straight answers

Bad credit car loans — what people ask.

Can I get a car loan in Kent with bad credit?

A low score does not automatically rule you out here. We look at steady income first, and our lender network works with good, fair, rebuilding and brand-new credit. We can't promise an approval or a rate before we've seen your application, but a low score alone isn't the end of the conversation. Start your application.

What does O.A.C. mean?

"On approved credit." It means the financing terms you see depend on a lender approving your application. That is why we give you your real number on the phone rather than advertising one.

Do you finance first-time buyers and people with no credit history?

Yes. Brand-new-to-credit is one of the tiers we finance. Read more on our first-time buyer page.

Do I have to pick a car before I apply?

The form asks which vehicle you're interested in so our finance desk has a car to quote against. Pick one off our lot, or type what you're after — a make, a body style, a budget. Browse the inventory.

Where do I enter my Social Security number?

Not on our website's first page. You enter your Social Security number and date of birth on the secure, encrypted application on the next step, where you also complete and e-sign.

Can my trade-in be my down payment?

Yes. If you buy from us, the equity in your trade goes straight onto your down payment. Many customers drive off with little out of pocket. Get a number on your car.

Where are you and when are you open?

We're at 1211 Central Ave N, Kent, WA 98032, open Monday to Saturday 10:00 AM – 6:30 PM and closed Sundays. Call (206) 474-6690.